Legal Information
Last Updated: March 12, 2026
These Terms and Conditions govern your access to and use of the website operated by Southern Trust Mortgage, LLC ("Southern Trust Mortgage," "we," "us," or "our"). By accessing or using this website ("Website"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, you should discontinue use of the Website.
The Website is provided for informational purposes related to mortgage services, loan programs, and related financial information. Content provided on the Website is intended to assist visitors in understanding mortgage products and services offered by Southern Trust Mortgage.
Users agree to access and use the Website only for lawful purposes. You may not use the Website in any way that may damage, disable, interfere with, or impair the operation or security of the Website or its associated systems.
Unauthorized attempts to gain access to restricted areas, servers, systems, or data connected to the Website are prohibited.
nformation provided on this Website is for general informational purposes only and should not be considered financial, legal, or tax advice. Mortgage terms, eligibility, interest rates, and program availability may vary depending on individual circumstances and applicable regulations.
Visitors should consult qualified financial, legal, or tax professionals before making decisions related to mortgage financing or real estate transactions.
Descriptions of mortgage products, loan programs, or financial services presented on the Website are provided for general informational purposes and may change without notice.
Loan approvals, interest rates, and program availability are subject to underwriting requirements, credit evaluation, property eligibility, regulatory requirements, and other factors determined by Southern Trust Mortgage and applicable lending guidelines.
Nothing on the Website constitutes a commitment to lend or a guarantee of loan approval.
Southern Trust Mortgage makes reasonable efforts to maintain the availability and functionality of the Website. However, we do not guarantee uninterrupted access or that the Website will be free from errors, technical disruptions, or security vulnerabilities.
We reserve the right to modify, suspend, or discontinue any portion of the Website at any time without prior notice.
To the fullest extent permitted by applicable law, Southern Trust Mortgage shall not be liable for any damages arising from or related to the use of, inability to use, or reliance upon information contained on the Website.
This includes, but is not limited to, direct, indirect, incidental, consequential, or special damages resulting from website access, technical errors, service interruptions, or third-party content.
Users agree not to attempt to bypass security controls, probe for system vulnerabilities, access restricted areas, or interfere with the proper operation of the Website. Activities that disrupt website functionality, attempt to gain unauthorized access, or manipulate systems or data are strictly prohibited.
Any attempt to compromise website security, interfere with services, misuse website systems, or gain unauthorized access to information may result in immediate termination of access to the Website. Such actions may also be investigated and reported to appropriate law enforcement or regulatory authorities.
Use of the Website is also governed by the Southern Trust Mortgage Privacy Policy and Cookie Policy, which describe how personal information and website data may be collected, used, and managed. These policies explain how information is handled when visitors interact with website features and services.
Visitors are encouraged to review the Privacy Policy and Cookie Policy to understand how website data practices operate and how information may be processed during normal website use. These policies provide additional details regarding data protection practices and available privacy options.
Southern Trust Mortgage may update these Terms and Conditions from time to time to reflect changes in website functionality, legal requirements, industry practices, or company operations. Updates may also be made to address regulatory guidance or improvements to website services.
When changes occur, the revised version will be posted on this page and the "Last Updated" date will be modified accordingly. Continued use of the Website after updated terms are published indicates acceptance of the revised Terms and Conditions.
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Commonwealth of Virginia, without regard to conflict of law principles. All matters relating to access to or use of the Website will be subject to applicable state and federal laws.
By using this Website, visitors agree that any disputes or legal matters arising from the use of the Website or these Terms and Conditions will be addressed under the applicable laws of the Commonwealth of Virginia.
For questions regarding these Terms and Conditions or use of this Website, please contact Southern Trust Mortgage, LLC using the information below.
You may reach us by telephone at 800-748-2147 during normal business hours. Written correspondence may be directed to our principal office at: 295 Bendix Road, Suite 400, Virginia Beach, Virginia 23452.
You may also submit inquiries through the contact form available on the Southern Trust Mortgage website at https://www.southerntrust.com/
Southern Trust Mortgage may request verification of identity before responding to certain inquiries where access to nonpublic financial information may be involved.
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